As our less than intrepid leaders continue to fight in Washington about the course of this country and its financial future a few thoughts occurred to me. Normally I try and use this blog as an educational tool to help consumers understand how policy and economics can effect their everyday lives and taxes. Instead, I felt it was more important to include a few thoughts about the people in this country and encourage folks to shoulder the responsibility that the politicos can't seem to figure out.
We as society have a debt to the previous generation that should never go unheeded. While the politicians argue the fate of Social Security (this generation will never see it), understand that the previous generation fought and sacrificed for REAL Social Security. That is the social security we enjoy now without the goose stepping and the Gestapo. They endured years of hardship and rationing, tirelessly giving on Bond drives, to insure that this country and the WORLD remained free. That can of bacon grease on the stove your grandmother or great grandmother used to keep wasn't for flavoring, it was used for Nitro to make explosives during World War II and that habit stuck.
As that generation fades into the twilight and their sons and daughters come into their "Golden Years", I hope we as a nation shoulder the responsibility to insure that whatever aid and assistance the elderly need. They have given til it hurt, and now it is time to insure that if Washington falls down on the job we are there to assist. Personally I decided to partition 4% of my income and give to the generations that came before me. Be that in time, chores, meals , or donation I am prepared to give up 4 pennies on the dollar. Big sacrifice, right.....
We have a responsibility to invest in our future as well. That future is in all our kids whether we birthed them or not. I have some friends whose children attend a charter school in Denver. The education is superb and the cost of admission is 40 hours per YEAR by each family. Less than one hour a week being a crossing guard, working in the classroom or lunchroom, coaching, whatever. Assuming that you are awake 12 hours a day, there are 4368 hours in a year. Do the math and you'll find 40 hours is less than .1% per year. The other 3.9% of the future generation investment will come in the form of time spent playing, teaching and listening to my kids, their friends and kids in the community. By being a part of the new generation, you are insuring a foundation and building blocks for our kids that can't be duplicated by any government agency. You create the tap root that keeps the tree of life strong in your community. You give your kids the character that will guide the future of this country. You are demonstrating involvment, charity and sportsmanship. By being there, you are investing. In return, you will get 1000 hugs, smiles, and memories that will stay with you forever. All that for 4 more pennies per dollar. I'm now up to eight cents.
The last 4 pennies is optional. I'll give another 4 cents to my church. I know that they will provide meals and fellowship to those in need, they did for my during more trying times. They donate to communities around the world, beyond the reach of my individual community. Many of this nation are not religious and don't attend church, and they have that right because they live here (Reference my first 4 cents). If that is the case consider giving that 4 cents back to the people that insured you got it in the first place. Split it between old and young. Another thought is to donate blood to the Red Cross. The investment you make here could save your own life.
That's my 12 cents anyway.....
If you are looking for Texas Property Tax Loans, we at Tax Loans USA are more than happy to help. We have more than 12 cents to give so call us and let our professional staff take care of that problem with low payments, no cash to close, term options, and service that will not be beat. 800-719-4096
The Texas Property Tax Lender, Tax Loans USA provides a way for taxpayers to make low monthly payments with no prepayment penalties and fixed interest rates. Each year, thousands of people find themselves unable to pay their property taxes on time. Tax Loans USA approves 90% of applications and once approved, your property taxes are paid in full with NO OUT OF POCKET expenses.
Friday, April 15, 2011
Monday, March 28, 2011
Ever Try To Give A Cat A Bath?
That's what the Federal Reserve is doing with interest rates. They are holding rates (the cat) underwater no matter how much the cat hates it. Cats will lash out, and so will the markets and when they do its usually bloody.
In the past, this was the Nation of stability, where the words, "Backed by the full faith and credit of the United States Government" used to mean something. When I look at that statement I unfortunately feel that there isn't as much "faith" as there used to be, and too much "credit" issued by our fearless leaders in Washington. When those two factors fall out of balance it doesn't bode well for Joe Six Pack and Margaret Margarita...
Under current market conditions, it costs money to save it. How backward is that? Because interest rates charged to preferred borrowers (JP Morgan Chase, BofA, Goldman Sachs, etc) are almost nothing, they will provide next to nothing rates for their customers who are actually trying to do the responsible thing...SAVE. With gas, food, metals and other commodities on the rise, costs will get passed through and finished goods prices rise. Everybody knows that rising prices equal inflation, except for our buddies at the FED. They contend that if we take food and energy costs out of the equation, prices are stable. Nobody has informed them that if take food and energy out of our lives we are cold, starving, and stuck where we are. They are necessities.
When the inflation rate exceeds the interest rate given to investors who try and save, they lose money by having it on loan to somebody. They lose money by simply holding onto it. That doesn’t sound like a very sound investment strategy and Bill Gross of PIMCO agrees. He punted all his government bonds (loans to Uncle Sam) because the risk wasn’t worth the reward. Warren Buffett refunded all his short term debt into long term debt knowing he would have to pay more to secure funds at a future date. These guys have a pretty good track record, something about being self-made billionaires.
It might be one thing if America was the perceived rock that it has been in the past. Unfortunately, Mr. Greenspan (ex-chief of the FED) thought free money was a good thing. Equate it to drinking endless amounts of grain alcohol. Nothing good can happen and didn't. Such thinking help blow up the housing market, leaving us severely hung-over and almost dead. Free money is almost never a good thing. Interest rates gauge risk, and provide reward. In these economic and some would argue political times, we have lots of risk and almost no premium (reward). If you have the chance to invest in something that looks a little shaky and pays you 10% percent, or the chance to invest in something a little less shaky that pays 1% which do you choose? I choose 10% on the odd chance that everything else being more or less equal, I get more money back.
The main buyer of US debt is ourselves...the US taxpayer. If I promise to pay myself 100 dollars next week, because I can’t make my payments today, what are the odds that I'll meet that commitment to myself? Am I going to send a leg breaker to take the money out of my own hide, or do I give myself another pass and just write myself another IOU? If you chose the latter, you too could work well in Washington.
The markets are the cat in a bathtub, and the tax payers are the bloody hands still holding onto it. Markets will force rates to rise whether the Fed likes it or not, one can't hold onto the cat forever. Eventually the Fed will be the only buyer left. The private sector is going to leave the US debt markets and invest where they can MAKE money not volunteer to lose it. The more disparity there is between US rates and rates with competing investments, the more the cat flails and the more damage done in the future. Pretty soon, we will bleed out from inflation. We won't have any money left for food and energy, so the Fed will finally be correct.... It doesn't matter what those prices do, we can't afford them. The only way to stem inflation is to raise rates and make loaning the government as competitive an investment as anything else. They will have to provide a return on investment.
Eventually the cat will escape and the markets will be allowed to function in a logical manner without excessive tampering. When this happens rates will go up, in fact rates are going up now!! Do something about it. If you are looking to purchase something with borrowed money, do it now!! This goes for property tax loans and mortgages. They will NEVER be cheaper than at this point in time. If you are able to purchase a house, by taking advantage of the short time left you can buy much more house and enjoy your investment everyday as opposed to watching the flailing cat shred you limb from economic limb from inflation and poor policy.
If you are behind on your property taxes in the State of Texas, call Tax Loans USA at 800-719-4096 today and let us help you get to where you want to be. Conversely, if you are ready and realize the time is now to buy that house, call The Associates at 817-500-5008 and let us help finance your dream home.
In the past, this was the Nation of stability, where the words, "Backed by the full faith and credit of the United States Government" used to mean something. When I look at that statement I unfortunately feel that there isn't as much "faith" as there used to be, and too much "credit" issued by our fearless leaders in Washington. When those two factors fall out of balance it doesn't bode well for Joe Six Pack and Margaret Margarita...
Under current market conditions, it costs money to save it. How backward is that? Because interest rates charged to preferred borrowers (JP Morgan Chase, BofA, Goldman Sachs, etc) are almost nothing, they will provide next to nothing rates for their customers who are actually trying to do the responsible thing...SAVE. With gas, food, metals and other commodities on the rise, costs will get passed through and finished goods prices rise. Everybody knows that rising prices equal inflation, except for our buddies at the FED. They contend that if we take food and energy costs out of the equation, prices are stable. Nobody has informed them that if take food and energy out of our lives we are cold, starving, and stuck where we are. They are necessities.
When the inflation rate exceeds the interest rate given to investors who try and save, they lose money by having it on loan to somebody. They lose money by simply holding onto it. That doesn’t sound like a very sound investment strategy and Bill Gross of PIMCO agrees. He punted all his government bonds (loans to Uncle Sam) because the risk wasn’t worth the reward. Warren Buffett refunded all his short term debt into long term debt knowing he would have to pay more to secure funds at a future date. These guys have a pretty good track record, something about being self-made billionaires.
It might be one thing if America was the perceived rock that it has been in the past. Unfortunately, Mr. Greenspan (ex-chief of the FED) thought free money was a good thing. Equate it to drinking endless amounts of grain alcohol. Nothing good can happen and didn't. Such thinking help blow up the housing market, leaving us severely hung-over and almost dead. Free money is almost never a good thing. Interest rates gauge risk, and provide reward. In these economic and some would argue political times, we have lots of risk and almost no premium (reward). If you have the chance to invest in something that looks a little shaky and pays you 10% percent, or the chance to invest in something a little less shaky that pays 1% which do you choose? I choose 10% on the odd chance that everything else being more or less equal, I get more money back.
The main buyer of US debt is ourselves...the US taxpayer. If I promise to pay myself 100 dollars next week, because I can’t make my payments today, what are the odds that I'll meet that commitment to myself? Am I going to send a leg breaker to take the money out of my own hide, or do I give myself another pass and just write myself another IOU? If you chose the latter, you too could work well in Washington.
The markets are the cat in a bathtub, and the tax payers are the bloody hands still holding onto it. Markets will force rates to rise whether the Fed likes it or not, one can't hold onto the cat forever. Eventually the Fed will be the only buyer left. The private sector is going to leave the US debt markets and invest where they can MAKE money not volunteer to lose it. The more disparity there is between US rates and rates with competing investments, the more the cat flails and the more damage done in the future. Pretty soon, we will bleed out from inflation. We won't have any money left for food and energy, so the Fed will finally be correct.... It doesn't matter what those prices do, we can't afford them. The only way to stem inflation is to raise rates and make loaning the government as competitive an investment as anything else. They will have to provide a return on investment.
Eventually the cat will escape and the markets will be allowed to function in a logical manner without excessive tampering. When this happens rates will go up, in fact rates are going up now!! Do something about it. If you are looking to purchase something with borrowed money, do it now!! This goes for property tax loans and mortgages. They will NEVER be cheaper than at this point in time. If you are able to purchase a house, by taking advantage of the short time left you can buy much more house and enjoy your investment everyday as opposed to watching the flailing cat shred you limb from economic limb from inflation and poor policy.
If you are behind on your property taxes in the State of Texas, call Tax Loans USA at 800-719-4096 today and let us help you get to where you want to be. Conversely, if you are ready and realize the time is now to buy that house, call The Associates at 817-500-5008 and let us help finance your dream home.
Tuesday, March 8, 2011
Throw In The Towel....Everybody Else Is
http://www.bloomberg.com/news/2011-03-08/u-s-home-sales-accelerate-as-prices-decline-amid-rebound.html
Debating the future of interest rates is now left to fools. The markets are speaking loud and clear, and rates are going to continue to climb. The best thing one can do if they are considering going into any kind of extended term debt is lock in now! One might be able to save a quarter point here or there, but you risk losing halves and whole points. In equity trading its called chasing an eighth and it costs you dollars. Not a sound strategy since 12.5 cents < $1.00.
Rates are going to climb for a few reasons:
Inflation and Economies of Scale: What, the Fed says there is no inflation as they keep pumping billions out to large institutions. You may never see a dollar of it, but you are seeing the effects. Check oil and food prices. They are screaming...surprise, surprise. They are screaming because speculators and national governments have nowhere else to spend the money the Fed has been so kind to give them for the low price of next to nothing. The next time you see a Fed official or a Treasury official, you can thank them for crushing your spending power and putting the average consumer in a worse place than they were 6 months ago. The only upside to their strategy is that the unemployed don't have too many places to go, so they aren't burning gas at the same rate. To many dollars chasing too few goods is the definition of inflation. Typically it is an entire economy (all inclusive, you, me and them) that has too many dollars. The script changed this time. They improved it in their eyes for our salvation. Now it's too few institutions with too many dollars chasing too few goods thereby causing serious harm (to you and I) for benefit of too few citizens (Chase, Goldman, etc), which leads us to Economies of scale.
Simply put, he/she with the most capital (money) wins. Any large economy or company can sustain price shocks or price their goods below market value. They can't do it forever but they can outlast their competition and force them to commit to things that they would rather not do. Again, food and oil example. Smaller countries and companies have to participate and perpetuate the price runs because they lack the capital to hedge for the longer term. They are living "check to check" without adequate reserves. When nations (China) enter the trading pits, they have they capital to corner or at least jam markets. When they do, everybody has to play for fear of losing out on the resource. Throw India in the mix, and you have a bidding war. Where there is a bidding war there are speculators in between and price runs get exaggerated. Eventually the Fed will have to pull some of the money in before anymore nation get toppled due to resource riots. They need to raise rates to absorb the money supply. It is the first move against inflation! When the rates to direct borrowers go up, they get passed through to you.
Regulation: All politics aside (I have little positive say here), new regulation of any kind costs you money! The added "safety" of a regulated or over regulated market creates barriers to business. That costs money. Extra people in compliance and the lawyers required to deal with the regulators are not provide free of charge by the government. I'm not saying that there were and still holes in the law left to exploited, there are. I'm simply saying that the new Dodd-Frank laws are going to cost a ton of money and that will be passed on to the consumer in the form of new fees and higher interest rates.
Regardless, if you are fortunate enough to be in a position where you can expose yourself to increased debt or have no choice....the time is now. Lock in that loan and save yourself money. Six months from now could be too late and you could be paying thousands more. If you need a property tax loan, or refi, or finance a new home purchase, call the professionals at Tax Loans USA or The Associates Mortgage Company respectively. 800-719-4096 and you can get you everything you need from professionals who value you and your time.
Debating the future of interest rates is now left to fools. The markets are speaking loud and clear, and rates are going to continue to climb. The best thing one can do if they are considering going into any kind of extended term debt is lock in now! One might be able to save a quarter point here or there, but you risk losing halves and whole points. In equity trading its called chasing an eighth and it costs you dollars. Not a sound strategy since 12.5 cents < $1.00.
Rates are going to climb for a few reasons:
Inflation and Economies of Scale: What, the Fed says there is no inflation as they keep pumping billions out to large institutions. You may never see a dollar of it, but you are seeing the effects. Check oil and food prices. They are screaming...surprise, surprise. They are screaming because speculators and national governments have nowhere else to spend the money the Fed has been so kind to give them for the low price of next to nothing. The next time you see a Fed official or a Treasury official, you can thank them for crushing your spending power and putting the average consumer in a worse place than they were 6 months ago. The only upside to their strategy is that the unemployed don't have too many places to go, so they aren't burning gas at the same rate. To many dollars chasing too few goods is the definition of inflation. Typically it is an entire economy (all inclusive, you, me and them) that has too many dollars. The script changed this time. They improved it in their eyes for our salvation. Now it's too few institutions with too many dollars chasing too few goods thereby causing serious harm (to you and I) for benefit of too few citizens (Chase, Goldman, etc), which leads us to Economies of scale.
Simply put, he/she with the most capital (money) wins. Any large economy or company can sustain price shocks or price their goods below market value. They can't do it forever but they can outlast their competition and force them to commit to things that they would rather not do. Again, food and oil example. Smaller countries and companies have to participate and perpetuate the price runs because they lack the capital to hedge for the longer term. They are living "check to check" without adequate reserves. When nations (China) enter the trading pits, they have they capital to corner or at least jam markets. When they do, everybody has to play for fear of losing out on the resource. Throw India in the mix, and you have a bidding war. Where there is a bidding war there are speculators in between and price runs get exaggerated. Eventually the Fed will have to pull some of the money in before anymore nation get toppled due to resource riots. They need to raise rates to absorb the money supply. It is the first move against inflation! When the rates to direct borrowers go up, they get passed through to you.
Regulation: All politics aside (I have little positive say here), new regulation of any kind costs you money! The added "safety" of a regulated or over regulated market creates barriers to business. That costs money. Extra people in compliance and the lawyers required to deal with the regulators are not provide free of charge by the government. I'm not saying that there were and still holes in the law left to exploited, there are. I'm simply saying that the new Dodd-Frank laws are going to cost a ton of money and that will be passed on to the consumer in the form of new fees and higher interest rates.
Regardless, if you are fortunate enough to be in a position where you can expose yourself to increased debt or have no choice....the time is now. Lock in that loan and save yourself money. Six months from now could be too late and you could be paying thousands more. If you need a property tax loan, or refi, or finance a new home purchase, call the professionals at Tax Loans USA or The Associates Mortgage Company respectively. 800-719-4096 and you can get you everything you need from professionals who value you and your time.
Tuesday, February 22, 2011
The Writing Was On the Wall.....And Still Is!!
Dallas County passed a 6.6% property tax hike to cover budget shortfalls. We told you this was going to happen on Dec. 8, 2010.
http://www.nbcdfw.com/news/local-beat/Dallas-Passes-Property-Tax-Rate-Increase-103546504.html
Mortgage Rates have gone up significantly in the past few months. We told you that would happen too...check our blogs and circle the dates. There is no time time like the present to get your financial house in order. Governments are finally forced to do it but as an individual you should be well ahead of them.
If you are behind on your taxes now, the bad news is that it isn't going to get any easier. Interest rates are going to go up. Property taxes in the future are going to go up. There is NO WAY AROUND IT!! There is good news however. You have a whole team of professionals ready and willing to help you do your financial spring cleaning. We give you control. We will loan you the money (90% approval rate) to get out from under the boulder that is quaking above you. We will not penalize you for paying off your loan early and we will let you choose the terms of your loan.
We have competitors that will do the same....at least loan you the money. You miss a certain number of payments and they will foreclose on your house. You won't know until you get a letter that it's over. They are in the business to seize property. We are in the business of helping the consumer. We work with you to get you right, where you belong. We believe in people not property, so if you have a heavy tax burden call us. There is no obligation to use us but at least arm yourself with information....reliable information. We know what the markets are going to do, put us on your team.
800-719-4096...ten numbers and ten minutes, that's all it takes!
http://www.nbcdfw.com/news/local-beat/Dallas-Passes-Property-Tax-Rate-Increase-103546504.html
Mortgage Rates have gone up significantly in the past few months. We told you that would happen too...check our blogs and circle the dates. There is no time time like the present to get your financial house in order. Governments are finally forced to do it but as an individual you should be well ahead of them.
If you are behind on your taxes now, the bad news is that it isn't going to get any easier. Interest rates are going to go up. Property taxes in the future are going to go up. There is NO WAY AROUND IT!! There is good news however. You have a whole team of professionals ready and willing to help you do your financial spring cleaning. We give you control. We will loan you the money (90% approval rate) to get out from under the boulder that is quaking above you. We will not penalize you for paying off your loan early and we will let you choose the terms of your loan.
We have competitors that will do the same....at least loan you the money. You miss a certain number of payments and they will foreclose on your house. You won't know until you get a letter that it's over. They are in the business to seize property. We are in the business of helping the consumer. We work with you to get you right, where you belong. We believe in people not property, so if you have a heavy tax burden call us. There is no obligation to use us but at least arm yourself with information....reliable information. We know what the markets are going to do, put us on your team.
800-719-4096...ten numbers and ten minutes, that's all it takes!
Friday, January 28, 2011
The Pain Starts on Tuesday!
Ahhhh, Feb. 1, a date which lives in tax infamy. That is the date that the first round of penalties begins for delinquent property taxes. We post the penalties often but a refresher course never hurts.
By July, you are paying OVER 1/3 additional just in penalties....and the beat goes on until the County decides to take house or you find a way to pay your taxes and make the bleeding stop. I'm sure the question pops up often,"If I can't pay my taxes now, how am I going to pay them AND PENALTIES later?"
We are the answer in Texas! We loan you the money due this year and allow you to pay it back over a period of several years. You are able to spread the payment out over time making it far more manageable than a giant lump sum due all at one time. We approve 90% of those that apply, and there is no cash required at close. It makes so much more sense than letting the penalties build until it reaches a level where there is no recovery. About the time that happens, the county comes and takes your house.
Don't kid yourself, the penalties are very real and very severe. Fear not, the solution is also very real, incredibly simple, and very economical ...call 800-719-4096 and let Tax Loans USA help.
On the first of each month: | Penalty | Interest | Total Added for the Month |
February | 6% | 1% | 7% |
March | 7% | 2% | 9% |
April | 8% | 3% | 11% |
May | 9% | 4% | 13% |
June | 10% | 5% | 15% |
July | 12% + 20%* | 6% | 38% |
Each month thereafter | 1% | Additional 1% each month |
By July, you are paying OVER 1/3 additional just in penalties....and the beat goes on until the County decides to take house or you find a way to pay your taxes and make the bleeding stop. I'm sure the question pops up often,"If I can't pay my taxes now, how am I going to pay them AND PENALTIES later?"
We are the answer in Texas! We loan you the money due this year and allow you to pay it back over a period of several years. You are able to spread the payment out over time making it far more manageable than a giant lump sum due all at one time. We approve 90% of those that apply, and there is no cash required at close. It makes so much more sense than letting the penalties build until it reaches a level where there is no recovery. About the time that happens, the county comes and takes your house.
Don't kid yourself, the penalties are very real and very severe. Fear not, the solution is also very real, incredibly simple, and very economical ...call 800-719-4096 and let Tax Loans USA help.
Thursday, January 27, 2011
We warned you, but its not too late!!!
We warned you, but its not too late!!! Rates are climbing! Posted on Bloomberg.com....
http://www.bloomberg.com/news/2011-01-27/mortgage-rates-on-30-year-u-s-loans-increase-for-the-second-straight-week.html
I can't pound on the table any louder!! If you need Property Tax help in the State of Texas, now is the time. Penalties go into effect on Tuesday, Feb. 1 and soon the price of that help will be going up across the board. The same applies to anything with a cost of capital (money) attached to it. It will become more expensive to borrow money. Pundits have said the bond markets are poised to get crushed, not just trend down but get crushed. When that happens rates will go up, something has to make the money itself attractive to invest or "loan".
It's not too late. Rates are still historically very cheap, however that doesn't mean that this isn't the best time to get it done. Quite the opposite, facing penalties for late payment and increased borrowing costs spread over YEARS (as with any loan)....NOW IS THE TIME! Tax Loans USA will always be here to aid you when the tax people are breathing down your neck. We are professionals, and pride ourselves on our service to our customers. That isn't going to change either. The only thing that will eventually change is how much is that loan going to cost.
The answer is: More in the future, Get it done.
http://www.bloomberg.com/news/2011-01-27/mortgage-rates-on-30-year-u-s-loans-increase-for-the-second-straight-week.html
I can't pound on the table any louder!! If you need Property Tax help in the State of Texas, now is the time. Penalties go into effect on Tuesday, Feb. 1 and soon the price of that help will be going up across the board. The same applies to anything with a cost of capital (money) attached to it. It will become more expensive to borrow money. Pundits have said the bond markets are poised to get crushed, not just trend down but get crushed. When that happens rates will go up, something has to make the money itself attractive to invest or "loan".
It's not too late. Rates are still historically very cheap, however that doesn't mean that this isn't the best time to get it done. Quite the opposite, facing penalties for late payment and increased borrowing costs spread over YEARS (as with any loan)....NOW IS THE TIME! Tax Loans USA will always be here to aid you when the tax people are breathing down your neck. We are professionals, and pride ourselves on our service to our customers. That isn't going to change either. The only thing that will eventually change is how much is that loan going to cost.
The answer is: More in the future, Get it done.
Monday, January 24, 2011
Two Reasons For A Tax Loan Now....
Are you sitting there staring at your property tax bill? Are you quite sure that it will be taken care of in "just a couple of months"? I have been in that situation and luckily I was able to take care of it in just a few more months but looking back, I made a poor choice. I paid more than I should have by trying to do it myself for two reasons....
First, I got absolutely crushed by late fees and penalties. By the time I got my property taxes paid off, I had spent an additional 25% in fees. I felt it was my problem and I would solve it without anybody's help. That arrogance cost me, and in the end I still needed the help of others. I would have been much better off swallowing my pride and getting them done RIGHT AWAY.
The second thing that can add to costs is rising interest rates. They are going to go up. There is no question about it. There is too much money in the system and foreign nations are artificially keeping their currencies down to be able to maintain their exports (China being the chief offender). With all that money floating around, rates will have to go up to contain them and stop global inflation. If it doesn't happen, food and other commodities will become so expensive many developing will not be able to afford simple staples like rice and social unrest will topple governments. It seems overly complex when talking about Tax Loans, but world events really do play a part in every aspect of daily life however far removed they may seem.
That being said, again, rates will rise. Consider adding another 3 or 4% to the fees that are already being imposed. Time is not your ally. The longer you wait, the more likely you will be paying another 30% to the already formidable tax bill. It seems overwhelming, but there is a solution....
Get a property tax loan. You choose the terms, and spread the bill over years. There is no prepayment penalty. If you can pay it off in 5 months, do it. Why pay an additional 15% in penalties to the county when you don't have to? 90% of those that apply are approved, even if there are dings on credit. Best of all, there is no cash due at close.
When times are this tough, take advantage of all your options. We can and will help. Give us a call at 800-719-4096 and let one of our professionals help you navigate through the rough waters. We can get you closed in a matter of days and you can spend less of your time worrying and more of your time focused on the good things ahead.
First, I got absolutely crushed by late fees and penalties. By the time I got my property taxes paid off, I had spent an additional 25% in fees. I felt it was my problem and I would solve it without anybody's help. That arrogance cost me, and in the end I still needed the help of others. I would have been much better off swallowing my pride and getting them done RIGHT AWAY.
The second thing that can add to costs is rising interest rates. They are going to go up. There is no question about it. There is too much money in the system and foreign nations are artificially keeping their currencies down to be able to maintain their exports (China being the chief offender). With all that money floating around, rates will have to go up to contain them and stop global inflation. If it doesn't happen, food and other commodities will become so expensive many developing will not be able to afford simple staples like rice and social unrest will topple governments. It seems overly complex when talking about Tax Loans, but world events really do play a part in every aspect of daily life however far removed they may seem.
That being said, again, rates will rise. Consider adding another 3 or 4% to the fees that are already being imposed. Time is not your ally. The longer you wait, the more likely you will be paying another 30% to the already formidable tax bill. It seems overwhelming, but there is a solution....
Get a property tax loan. You choose the terms, and spread the bill over years. There is no prepayment penalty. If you can pay it off in 5 months, do it. Why pay an additional 15% in penalties to the county when you don't have to? 90% of those that apply are approved, even if there are dings on credit. Best of all, there is no cash due at close.
When times are this tough, take advantage of all your options. We can and will help. Give us a call at 800-719-4096 and let one of our professionals help you navigate through the rough waters. We can get you closed in a matter of days and you can spend less of your time worrying and more of your time focused on the good things ahead.
Monday, January 17, 2011
Is getting your finances in order a New Years Resolution?
If you vowed that you were tired of feeling like you were always behind the eight ball financially and decided that you wanted to do something about it, we have great news!! We can and will help, just ask us. Property Taxes in the State of Texas are a huge expense, especially all at one time. We will spread your payments out over several terms (your choice, same rate) to give you the cash flow leverage to tackle other issues.
Attacking debt starts with eliminating the highest rates on debt first with one caveat...if you don't pay your taxes you lose your house. Start there with us. Problem solved. Use funds left over to create cash flows attack those credit cards next. Our rates are 20%, yes I said twenty percent lower than some credit card rates. You are saving yourself that much in interest by attacking the credit card and spreading out your tax payments per month. Multiply that times twelve and that is how big of a leg up you are giving yourself every year. Once one card gets paid off, apply the same amount to any other debt outstanding. Its no extra cash flow than you have already put out, but now the second debt gets its payment plus the payment you would have applied to the first card. That adds up very quickly and you will begin to see the light. You can also use the same strategy to pay off your tax loan as we DO NOT have prepayment penalties, and you need no cash to close.
Let us help you. Give us a call today at 800-719-4096 and let our professional staff to team up with you and actually make a New Years resolution come true!
Attacking debt starts with eliminating the highest rates on debt first with one caveat...if you don't pay your taxes you lose your house. Start there with us. Problem solved. Use funds left over to create cash flows attack those credit cards next. Our rates are 20%, yes I said twenty percent lower than some credit card rates. You are saving yourself that much in interest by attacking the credit card and spreading out your tax payments per month. Multiply that times twelve and that is how big of a leg up you are giving yourself every year. Once one card gets paid off, apply the same amount to any other debt outstanding. Its no extra cash flow than you have already put out, but now the second debt gets its payment plus the payment you would have applied to the first card. That adds up very quickly and you will begin to see the light. You can also use the same strategy to pay off your tax loan as we DO NOT have prepayment penalties, and you need no cash to close.
Let us help you. Give us a call today at 800-719-4096 and let our professional staff to team up with you and actually make a New Years resolution come true!
Monday, December 20, 2010
Hurry up and get those taxes taken care of....penalty rounds are right around the corner
When we don't pay our property taxes in a timely fashion the county uses this as another means of revenue production. Here is the tax penalty chart for Denton County , Texas:
Penalty reaches a 12% maximum and interest will increase 1% each month thereafter.
What happens if I can not pay my taxes by the due date?
If taxes are not paid by January 31st, penalties and interest will accrue are follows:
If taxes are not paid by January 31st, penalties and interest will accrue are follows:
IF TAX PAID IN : | ADD | IF TAX PAID IN : | ADD | ||||||||
PENALTY | INTEREST | TOTAL | PENALTY | INTEREST | TOTAL | ||||||
FEBRUARY | 6% | + | 1% | = | 7% | MAY | 9% | + | 4% | = | 13% |
MARCH | 7% | + | 2% | = | 9% | JUNE | 10% | + | 5% | = | 15% |
APRIL | 8% | + | 3% | = | 11% | JULY | 12% | + | 6% | = | 18% |
Penalty reaches a 12% maximum and interest will increase 1% each month thereafter.
Personal property and mobile home accounts not paid in full by March 31st of the year in which they become delinquent will be referred to the delinquent tax attorney for enforced collection, and will incur an additional penalty equal to 15% - 20% of the total taxes, penalties, and interest due.
All real property accounts not paid in full by June 30th of the year in which they become delinquent will be referred to the delinquent tax attorney for enforced collection, and will incur an additional penalty equal to 15% - 20% of the total taxes, penalties, and interest due.
If you think you had problems paying them before, wait until they penalize you, compound interest for a few months and than do it again. Eventually the penalties could equal the original tax due thereby doubling your taxes due in a very short period of time. If you don't have the money now, are you going to have twice the money in 6 months to a year. If so, great....if not call us!
Don't get caught unprepared. Let Tax Loans USA get those property taxes paid ON TIME!! There is no out of pocket expense, and 90% of applicants are approved. Keep as much of your money as you can. These are very tough times, even harder if you are struggling alone. Let us help you, we can get through it together. Call us at 800-719-4096, and let us help.
Monday, December 13, 2010
Have Some Holiday Fun at Tax Loans USA!!
Tax Loans USA Holiday Gifts - Christmas Television Drawing and $200.00 Visa Gift Cards
How would a new flat screen TV look in your home? Register for your chance to enjoy a terrific HDTV experience with a RCA 42" plasma HDTV.
The drawing will be held Thursday, December 30, at 1 p.m. There is no purchase necessary to win. However, if you take out a loan to pay your 2010 property taxes or payoff past due taxes, you double your chances to win because you will be entered again! Contact us at 800.719.4096 for additional information.You need not be present to win at the drawing.
We here at Tax Loans USA hope your Holidays are full of the joy and peace of the season and hope 2011 is a fantastic year for you and yours.
Note: You must have a source of HD programming in order to take full advantage of the RCA 42" plasma HDTV. Contact your local cable or satellite TV provider for details on how to upgrade.
The drawing will be held Thursday, December 30, at 1 p.m. There is no purchase necessary to win. However, if you take out a loan to pay your 2010 property taxes or payoff past due taxes, you double your chances to win because you will be entered again! Contact us at 800.719.4096 for additional information.You need not be present to win at the drawing.
We here at Tax Loans USA hope your Holidays are full of the joy and peace of the season and hope 2011 is a fantastic year for you and yours.
Note: You must have a source of HD programming in order to take full advantage of the RCA 42" plasma HDTV. Contact your local cable or satellite TV provider for details on how to upgrade.
$200.00 Visa Gift Card
Through December 31st if you pay your 2010 Texas Property Taxes or your Past Due Taxes with Tax Loans USA you will receive a $200.00 Visa Gift after your loan Funds. Contact us at 800-719-4096 or at www.taxloansusa.comAbout us:
An Affordable Way to Pay Your Property Taxes
We are based in the Dallas Fort Worth area serving Texans. Good people with money to lend. We provide flexible loan solutions to take care of your past due property and school taxes.No application fee
No out of pocket expenses
Flexible terms (5 year to 15 year terms)
No pre-payment penalty
Fast and easy
90% approval rates (credit reports are not used)
Counties in Texas increase interest rates and penalties each month. Protect your property by calling Tax Loans USA.
Tax Loans USA provides a way for taxpayers to make low monthly payments with no prepayment penalties and fixed interest rates.
Each year, thousands of people find themselves unable to pay their property taxes on time. Tax Loans USA approves 90% of applications and once approved, your property taxes are paid in full with NO OUT OF POCKET expenses.
Give us a call and free up some holiday cash while we take care of your property taxes!! 800-719-4096
Thursday, December 9, 2010
Why are we blogging at Tax Loans USA?
This may at first seem to be a simple question with a simple answer....we are trying to advertise and create exposure. That is a side effect. The reason we blog at Tax Loans USA, is to help inform and educate. If you know what may be coming and understand how it effects you, you can prepare and make sure that the negative effects get reduced while allowing yourself the greatest exposure to positive events or market timing.
We aren't getting paid for this, we try and educate because it is the right thing to do regardless of whether or not you do business with us. The well being of the whole insures the well being of the individual, not the other way around as has been demonstrated so many times by Investment Banks and the bankers inside them. The best compliment I can receive is to know that we helped somebody avoid serious property tax problems before they got started. We are here to help, not take advantage of people.
We will take care of all your property tax issues from back taxes to helping to clear lawsuits placed against your property. Our rates are competitive and you choose the term that is right for you with no up front cost to you, nor prepayment penalties. We have a 90% approval rate, so don't let credit scores or blemishes get in your way. We don't factor that in. Instead we offer that hand up, to help you get back on your feet.
We also believe that a great way to help somebody is to educate, and that is what we try and do here. Read on friends, it doesn't cost anything and hopefully we can provide you with some information that will help you before things get out of hand, and if they do....rest assured we will stand with you in the fight to get things back to right!
Look in the archives to December 9, 2010. You will see that one week ago we posted a blog about rising rates. Here is a headline from Bloomberg.com dated 12/9/2010.... today:
We will continue to try and offer insight before it happens, so you are best prepared for when it does.
We aren't getting paid for this, we try and educate because it is the right thing to do regardless of whether or not you do business with us. The well being of the whole insures the well being of the individual, not the other way around as has been demonstrated so many times by Investment Banks and the bankers inside them. The best compliment I can receive is to know that we helped somebody avoid serious property tax problems before they got started. We are here to help, not take advantage of people.
We will take care of all your property tax issues from back taxes to helping to clear lawsuits placed against your property. Our rates are competitive and you choose the term that is right for you with no up front cost to you, nor prepayment penalties. We have a 90% approval rate, so don't let credit scores or blemishes get in your way. We don't factor that in. Instead we offer that hand up, to help you get back on your feet.
We also believe that a great way to help somebody is to educate, and that is what we try and do here. Read on friends, it doesn't cost anything and hopefully we can provide you with some information that will help you before things get out of hand, and if they do....rest assured we will stand with you in the fight to get things back to right!
Look in the archives to December 9, 2010. You will see that one week ago we posted a blog about rising rates. Here is a headline from Bloomberg.com dated 12/9/2010.... today:
Mortgage Rates for U.S. Loans Jump to Five-Month High
By - Dec 9, 2010 10:21 AM CT
Wednesday, December 8, 2010
We know what happens when an individual can't pay their bills but what about a government?
When an individual can't pay their bills or taxes they are left two options, get a loan or file bankruptcy. Bankruptcy is a terrible solution with effects that last for decades. Loans can be tricky, usually the person needing the loan is going to be hard pressed to qualify and if they do, its going to be at a rate that is disadvantageous and perpetuates the shortfall. Tough choices face the individual, they don't have the option of walking in and forcing their employers to pay them more to cover expenditures.
The government doesn't have that problem. Its called raising taxes. Could be on a Federal, State, or Local level but they can all do it and will have to in order to meet economic problems looming on the horizon. Knowing this, put yourself ahead of curve. If you have property tax problems now, assume they will get worse. Fees will be compounded and eventually the taxing entities have the recourse to take your property. GET YOUR PROPERTY TAX PROBLEMS TAKEN CARE OF NOW!!! The longer you wait, the more it will cost you in compounded interest and penalties and the less prepared you will be for future tax increases.
Ireland and most of Europe is facing this problem head on. They have cut services and raised taxes to record levels. Lines are forming at banks and the uncertainty could possibly threaten the future of the European Common Currency, or "Euro". Nobody is sure if it is sustainable but rest assured that if tax increases happen here, property will be a primary tax target because it is secured by a solid asset...your home!
Take the offensive! At the very least keep the number for Tax Loans USA in your desk or phone for if and or when you may need it. Make sure your bills are manageable now with some room for increases in tax rates, its coming. If that isn't option right now, let us be that helping hand that enables you to get your house in order. Tax Loans USA can get those property taxes under control with several terms that let you choose the payment that is most helpful to you with no prepayment penalty. We will handle all the taxing entities from the county, utilities, the ISD, and the lawyers that go with them. We will help you put things back to a level that not only solves today's problems but helps you prepare for tomorrow's problems as well.
Call Tax Loans USA at 800-719-4096 and let us prove our worth to you. We can be that last line of defense or that first line of offense! Take control and lets us be a part of your present and future financial team.
The government doesn't have that problem. Its called raising taxes. Could be on a Federal, State, or Local level but they can all do it and will have to in order to meet economic problems looming on the horizon. Knowing this, put yourself ahead of curve. If you have property tax problems now, assume they will get worse. Fees will be compounded and eventually the taxing entities have the recourse to take your property. GET YOUR PROPERTY TAX PROBLEMS TAKEN CARE OF NOW!!! The longer you wait, the more it will cost you in compounded interest and penalties and the less prepared you will be for future tax increases.
Ireland and most of Europe is facing this problem head on. They have cut services and raised taxes to record levels. Lines are forming at banks and the uncertainty could possibly threaten the future of the European Common Currency, or "Euro". Nobody is sure if it is sustainable but rest assured that if tax increases happen here, property will be a primary tax target because it is secured by a solid asset...your home!
Take the offensive! At the very least keep the number for Tax Loans USA in your desk or phone for if and or when you may need it. Make sure your bills are manageable now with some room for increases in tax rates, its coming. If that isn't option right now, let us be that helping hand that enables you to get your house in order. Tax Loans USA can get those property taxes under control with several terms that let you choose the payment that is most helpful to you with no prepayment penalty. We will handle all the taxing entities from the county, utilities, the ISD, and the lawyers that go with them. We will help you put things back to a level that not only solves today's problems but helps you prepare for tomorrow's problems as well.
Call Tax Loans USA at 800-719-4096 and let us prove our worth to you. We can be that last line of defense or that first line of offense! Take control and lets us be a part of your present and future financial team.
Tuesday, December 7, 2010
Having trouble getting a loan for taxes?
Every year, thousands of Texans have trouble keeping up with taxes levied by counties and ISD's. The late penalties are huge and compound the problem until it is almost unmanageable and foreclosure seems imminent. The economic mess doesn't help matters either, but we at Tax Loans USA do....
When you fall behind the first thought is to go get a loan , string out the payments, and make the cash outflows more manageable. Problem is that most creditors have raised the requirements for loans so high that those that really need the help, can't get it. Even if you are fortunate enough to be approved, a couple blemishes on your credit score will cost you thousands more than someone with a better score for the same loan. Sounds like a debt treadmill again, doesn't it? If it feels like you can't win, don't play the game....come to TAX LOANS USA instead!
We don't use credit scores for loan evaluation. 90% of our applicants get approved and put their Texas property tax burdens behind them. There is no out of pocket expense to you, and the first two months of the loan are payment free. We can and will give you that hand up that nobody else will. Put time on your side. You aren't alone....call us at 800-719-4096 and let us prove it you.
When you fall behind the first thought is to go get a loan , string out the payments, and make the cash outflows more manageable. Problem is that most creditors have raised the requirements for loans so high that those that really need the help, can't get it. Even if you are fortunate enough to be approved, a couple blemishes on your credit score will cost you thousands more than someone with a better score for the same loan. Sounds like a debt treadmill again, doesn't it? If it feels like you can't win, don't play the game....come to TAX LOANS USA instead!
We don't use credit scores for loan evaluation. 90% of our applicants get approved and put their Texas property tax burdens behind them. There is no out of pocket expense to you, and the first two months of the loan are payment free. We can and will give you that hand up that nobody else will. Put time on your side. You aren't alone....call us at 800-719-4096 and let us prove it you.
Friday, December 3, 2010
Is your property overtaxed?
The curious thing about laws and county appraisals is they make sense at the time, but are very slow to alter when everyday life dictates something else. Do you think that your property is worth the same now as it was in 2005-2006? If so, turn off your computer and go back to the dreaming....
County budgets, especially in Texas are highly dependant on tax rolls and when the bottom falls out, so does the county's ability to pay for services and programs. That being said, its likely that there is a bit of a game going on with property tax appraisals. Make sure that you are being taxed fairly for the true value of your property....here's how.
1) Pull the CAD on your neighbors homes, especially if the house was recently sold. Make sure your values and rates are relatively the same. This can be done very simply over the Internet.
2) If you have some extra cash (yeah, were all made of money) hire an independent appraiser. The savings that they may find will parley into years worth of adjustments, not just one.
3) If you have some facets of your property such as an odd floor plan or location near something like train tracks, airports, etc this might adjust your appraisal. These are things that some may deem "less desirable". They may not bother you, but let things like that work for you.
4) After doing your research call the county appraisal district and protest the appraisal. Make sure you have ample supporting data and challenge what they say. I still have rights, don't just roll over! Its your hard earned money, don't just blindly hand it over. It's too hard to make, and in these times just the ability to be able to earn a wage is a blessing. Fight for what is already yours!
At Tax Loans USA, we will join that fight with you. If you are having problems with current or back property taxes, call us. The county has lawyers, clerks, and multiple layers of bureaucracy to tie you down. We will deal with all of them on your behalf and get your Texas property tax problems settled quickly and painlessly. Our rates are are competitive and we have several terms available to suit your individual needs. There is no prepayment penalty so you can pay it off at any time...when its right for you. Give us a call at 800-719-4096 and let us prove our worth to you!
County budgets, especially in Texas are highly dependant on tax rolls and when the bottom falls out, so does the county's ability to pay for services and programs. That being said, its likely that there is a bit of a game going on with property tax appraisals. Make sure that you are being taxed fairly for the true value of your property....here's how.
1) Pull the CAD on your neighbors homes, especially if the house was recently sold. Make sure your values and rates are relatively the same. This can be done very simply over the Internet.
2) If you have some extra cash (yeah, were all made of money) hire an independent appraiser. The savings that they may find will parley into years worth of adjustments, not just one.
3) If you have some facets of your property such as an odd floor plan or location near something like train tracks, airports, etc this might adjust your appraisal. These are things that some may deem "less desirable". They may not bother you, but let things like that work for you.
4) After doing your research call the county appraisal district and protest the appraisal. Make sure you have ample supporting data and challenge what they say. I still have rights, don't just roll over! Its your hard earned money, don't just blindly hand it over. It's too hard to make, and in these times just the ability to be able to earn a wage is a blessing. Fight for what is already yours!
At Tax Loans USA, we will join that fight with you. If you are having problems with current or back property taxes, call us. The county has lawyers, clerks, and multiple layers of bureaucracy to tie you down. We will deal with all of them on your behalf and get your Texas property tax problems settled quickly and painlessly. Our rates are are competitive and we have several terms available to suit your individual needs. There is no prepayment penalty so you can pay it off at any time...when its right for you. Give us a call at 800-719-4096 and let us prove our worth to you!
Thursday, December 2, 2010
Rates could start to rise through 2011...Take advantage of the NOW
We are all guilty of trying to get the very most out of our hard earned dollars. We try and buy investments at the lowest of lows often times missing the greater opportunity because we were too focused on the second by second price ticks. Professional traders seldom get it right and when they do its more often because they are more lucky than good. I know, I was a professional trader.
Instead, look at the big picture. When I bought my first home interest rates were at 6 3/8%. I thought I had the deal of the century and for the times, I did. Now they hover in the high 4% to low 5% range on a 30 year fixed home loan. Why would somebody miss the chance to cash in here chasing a 1/4 point. IT DOESN'T GET MUCH BETTER THAN THIS!! The dollar is beginning to gain strength and there are lots of them out there courtesy of the Fed. This will eventually lead to inflation. Inflation leads to higher interest rates which lead to HIGHER PAYMENTS for everything thereby making tough times even tougher.
Seize the NOW! If you are behind in property taxes or feel that there is a chance that you could get behind, the price for peace of mind will probably never be cheaper. Don't let the threat of a County tax lien ruin your holidays. Tax Loans USA can and will help you solve your property tax problems at no cost to you. We are a team of trained professionals that know the system inside and out and will deal with the county offices, ISD's, and Lawyers that the county and school districts have commissioned to seize your home or property for unpaid taxes. We will fight for you and give you the peace of mind that comes with having a group of professionals on your side!
Rates are competitive, and probably will not get cheaper. Take advantage now before the price of peace of mind goes up. Give us a call at 800-719-4096 and let Tax Loans USA prove it to you. The time is right.
Instead, look at the big picture. When I bought my first home interest rates were at 6 3/8%. I thought I had the deal of the century and for the times, I did. Now they hover in the high 4% to low 5% range on a 30 year fixed home loan. Why would somebody miss the chance to cash in here chasing a 1/4 point. IT DOESN'T GET MUCH BETTER THAN THIS!! The dollar is beginning to gain strength and there are lots of them out there courtesy of the Fed. This will eventually lead to inflation. Inflation leads to higher interest rates which lead to HIGHER PAYMENTS for everything thereby making tough times even tougher.
Seize the NOW! If you are behind in property taxes or feel that there is a chance that you could get behind, the price for peace of mind will probably never be cheaper. Don't let the threat of a County tax lien ruin your holidays. Tax Loans USA can and will help you solve your property tax problems at no cost to you. We are a team of trained professionals that know the system inside and out and will deal with the county offices, ISD's, and Lawyers that the county and school districts have commissioned to seize your home or property for unpaid taxes. We will fight for you and give you the peace of mind that comes with having a group of professionals on your side!
Rates are competitive, and probably will not get cheaper. Take advantage now before the price of peace of mind goes up. Give us a call at 800-719-4096 and let Tax Loans USA prove it to you. The time is right.
Wednesday, December 1, 2010
Take some holiday stress off....
It's amazing that shortly after the Holiday season, the counties decided long ago that it would be a good time to toss a tax bill in as well. We were warned what was coming in the fall, but that that doesn't stop the train from bearing down. At Tax Loans USA we have the simple, stress free solution to property tax problems.
Let us take care of your property tax burdens. We can stretch out the burden of one year or several years of back taxes over several different term options. There is no out of pocket cost, and we will settle up with whatever county you live in, the ISD, as well as any legal issues that may arise.
Rates are very competitive and we pride ourselves in offering customer support that will not be beat by anybody and there are no prepayment penalties.
The Holiday season is meant to celebrate with friends and family. Don't let property tax bills scrooge the season. We are on your side....let us prove it to you and get back to celebrating the reason for the season.
Let us take care of your property tax burdens. We can stretch out the burden of one year or several years of back taxes over several different term options. There is no out of pocket cost, and we will settle up with whatever county you live in, the ISD, as well as any legal issues that may arise.
Rates are very competitive and we pride ourselves in offering customer support that will not be beat by anybody and there are no prepayment penalties.
The Holiday season is meant to celebrate with friends and family. Don't let property tax bills scrooge the season. We are on your side....let us prove it to you and get back to celebrating the reason for the season.
Tuesday, November 30, 2010
Still have a chance....
The S&P/Case-Shiller index of property values climbed 0.6 percent from September 2009, the smallest gain since January. Still a great time to refi, buy, or spread out those troublesome tax bills over the whole year. Use some of that hard earned cash for the family over the holidays and allow Tax Loans USA to take care of the short term problems cash flow problems.
Tax Loans USA is THE simple, no cost to you way to solve property tax problems. The rates are competitive and the customer service will not be beat. Lets us help you shoulder the burden and spread out the payments over the next 12 months. Ask about longer terms as well, they run from 5 to 15 year terms with no penalty for prepayment. We can and will help....just call us! 800-719-4096
Tax Loans USA is THE simple, no cost to you way to solve property tax problems. The rates are competitive and the customer service will not be beat. Lets us help you shoulder the burden and spread out the payments over the next 12 months. Ask about longer terms as well, they run from 5 to 15 year terms with no penalty for prepayment. We can and will help....just call us! 800-719-4096
Friday, November 19, 2010
An Affordable Way to Pay Your Property Taxes
We are based in the Dallas Fort Worth area serving Texans. We provide flexible Texas Property Tax Loan solutions to take care of your past due property and school taxes for Commercial or Residential
- No application fee
- No out of pocket expenses
- Flexible terms (5 year to 15 year terms)
- No pre-payment penalty
- Fast and easy
- 90% approval rates (credit reports are not used)
Personal property and mobile home accounts not paid in full by March 31st of the year in which they become delinquent will be referred to the delinquent tax attorney for enforced collection, and will incur an additional penalty equal to 15% - 20% of the total taxes, penalties, and interest due.
All real property accounts not paid in full by June 30th of the year in which they become delinquent will be referred to the delinquent tax attorney for enforced collection, and will incur an additional penalty equal to 15% - 20% of the total taxes, penalties, and interest due.
Who is responsible for paying taxes?State law automatically places a tax lien on property on January 1 of each year to ensure that taxes are paid. The person who owns or acquires a property on or after January 1 of the tax year is personally liable for the tax. A person is not relieved of the obligation because he no longer owns the property. (Sec. 32.07, Texas Property Tax Code).
Counties in Texas increase interest rates and penalties each month.
If taxes are not paid by January 31st, penalties and interest will accrue are follows:
| IF TAX PAID IN : | ADD | IF TAX PAID IN : | ADD | ||||||||
| PENALTY | INTEREST | TOTAL | PENALTY | INTEREST | TOTAL | ||||||
| FEBRUARY | 6% | + | 1% | = | 7% | MAY | 9% | + | 4% | = | 13% |
| MARCH | 7% | + | 2% | = | 9% | JUNE | 10% | + | 5% | = | 15% |
| APRIL | 8% | + | 3% | = | 11% | JULY | 12% | + | 6% | = | 18 |
Have Questions? Call The Texas Property Tax Lending Experts, Tax Loans USA at 800.719.4096 or go to http://www.taxloansusa.com/
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Protect your property by calling Tax Loans USA.
Tax Loans USA provides a way for taxpayers to make low monthly payments with no prepayment penalties and fixed interest rates. Each year, thousands of people find themselves unable to pay their property taxes on time. Tax Loans USA approves 90% of applications and once approved, your property taxes are paid in full with NO OUT OF POCKET expenses.
Tax Loans USA is committed to providing professional service to every single customer in every single transaction. While we cannot always provide a solution in every circumstance, we pledge to communicate and to treat every customer with respect. For more information please call 800.719.4096 or go to http://www.taxloansusa.com/
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