Still have a chance....

The S&P/Case-Shiller index of property values climbed 0.6 percent from September 2009, the smallest gain since January. Still a great time to refi, buy, or spread out those troublesome tax bills over the whole year. Use some of that hard earned cash for the family over the holidays and allow Tax Loans USA to take care of the short term problems cash flow problems.

Tax Loans USA is THE simple, no cost to you way to solve property tax problems. The rates are competitive and the customer service will not be beat. Lets us help you shoulder the burden and spread out the payments over the next 12 months. Ask about longer terms as well, they run from 5 to 15 year terms with no penalty for prepayment. We can and will help....just call us! 800-719-4096

An Affordable Way to Pay Your Property Taxes

We are based in the Dallas Fort Worth area serving Texans. We provide flexible Texas Property Tax Loan solutions to take care of your past due property and school taxes for Commercial or Residential

• No application fee
• No out of pocket expenses
• Flexible terms (5 year to 15 year terms)
• No pre-payment penalty
• Fast and easy
• 90% approval rates (credit reports are not used)

Personal property and mobile home accounts not paid in full by March 31^st of the year in which they become delinquent will be referred to the delinquent tax attorney for enforced collection, and will incur an additional penalty equal to 15% - 20% of the total taxes, penalties, and interest due.

All real property accounts not paid in full by June 30^th of the year in which they become delinquent will be referred to the delinquent tax attorney for enforced collection, and will incur an additional penalty equal to 15% - 20% of the total taxes, penalties, and interest due.

Who is responsible for paying taxes?State law automatically places a tax lien on property on January 1 of each year to ensure that taxes are paid. The person who owns or acquires a property on or after January 1 of the tax year is personally liable for the tax. A person is not relieved of the obligation because he no longer owns the property. (Sec. 32.07, Texas Property Tax Code).

Counties in Texas increase interest rates and penalties each month.

  If taxes are not paid by January 31^st, penalties and interest will accrue are follows:

IF TAX PAID IN :	ADD					IF TAX PAID IN :	ADD
	PENALTY		INTEREST		TOTAL		PENALTY		INTEREST		TOTAL
FEBRUARY	6%	+	1%	=	7%	MAY	9%	+	4%	=	13%
MARCH	7%	+	2%	=	9%	JUNE	10%	+	5%	=	15%
APRIL	8%	+	3%	=	11%	JULY	12%	+	6%	=	18

Have Questions? Call The Texas Property Tax Lending Experts, Tax Loans USA at 800.719.4096 or go to http://www.taxloansusa.com/

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Protect your property by calling Tax Loans USA.
Tax Loans USA provides a way for taxpayers to make low monthly payments with no prepayment penalties and fixed interest rates. Each year, thousands of people find themselves unable to pay their property taxes on time. Tax Loans USA approves 90% of applications and once approved, your property taxes are paid in full with NO OUT OF POCKET expenses.

Tax Loans USA is committed to providing professional service to every single customer in every single transaction. While we cannot always provide a solution in every circumstance, we pledge to communicate and to treat every customer with respect. For more information please call 800.719.4096 or go to http://www.taxloansusa.com/

Texas Property Taxpayers’ Bill of Rights

 

1.  You have the right to equal and uniform taxation.

2. You have the right to ensure that your property is appraised uniformly with similar property in your county.

3. You have the right to have your property appraised according to generally accepted appraisal techniques and other requirements of law.

4. You have the right to receive exemptions or other tax relief for which you qualify and apply timely.

5. You have the right to notice of property value increases, exemption changes and estimated tax amounts.

6. You have the right to inspect non-confidential information used to appraise your property.

7. You have the right to protest your property’s value and other appraisal matters to an appraisal review board composed of an impartial group of citizens in your community.

8. You have the right to appeal the appraisal review board’s decision to district court in the county where the property is located.

9. You have the right to fair treatment by the appraisal district, the appraisal review board and the tax assessor-collector.

10. You have the right to voice your opinions at open public meetings about proposed tax rates and to ask questions of the governing body responsible for setting tax rates.

11. You have the right to petition a local government to call an election to limit a tax increase in certain circumstances.

12. You have the right to receive a free copy of the pamphlet entitled Property Taxpayer Remedies published by the Texas Comptroller of Public Accounts.

Tax Loans USA is committed to providing professional service to every single customer in every single transaction. While we cannot always provide a solution in every circumstance, we pledge to communicate and to treat every customer with respect. For more information please call 800.719.4096 or go to http://www.taxloansusa.com/



What if you don’t pay my Texas Property Taxes?

What if you don’t pay your taxes?

The longer you allow your delinquent property taxes to go unpaid, the more expensive and risky it becomes for you.

• You will have penalty and interest charges added to your taxes. Regular penalty charges may be as high as 12 percent, depending on how long the tax remains unpaid. Interest will be charged at the rate of 1 percent per month, with no maximum. Private attorneys hired by taxing units to collect delinquent accounts can charge an additional penalty to cover their fees.
• You will receive delinquent tax notices. The tax collector will send you at least one notice that your taxes are delinquent. They often send additional notices and warnings.
• You may have the option to set up an installment plan. Some tax collectors will allow you to pay delinquent taxes in installments for up to 36 months. They are not required to offer this option, however.
  Before signing an installment agreement, you should know that the law considers your signature an “irrevocable admission” that you owe all the taxes covered by the agreement.
• You may be sued. The tax collector’s last resort is to take a delinquent taxpayer to court. Court costs will be added to the delinquent tax bill.
  Each person who owns taxable property on Jan. 1 is liable for all taxes due on the property for that year. A person who owned taxable property on Jan. 1 can be sued for delinquent taxes even if the property has been sold or transferred since then.
• You may face problems in selling your property. Each taxing unit holds a tax lien on each item of taxable property. A tax lien automatically attaches to property on Jan. 1 each year to secure payment of all taxes. This tax lien gives the courts the power to foreclose on the lien and seize the property, even if its ownership has changed. The property then will be aucotioned and the proceeds used to pay the taxes. As a result of the tax lien, someone who purchases real estate cannot obtain a clear title until all the delinquent taxes owed on the property are paid in full. If you are buying a portion of a larger parcel of land, check the taxes on the larger parcel. You will not be able to clear a tax lien against your part unless taxes on the whole are paid.

For more infomation on this topic please go to http://www.window.state.tx.us/taxinfo/proptax/remedy10/remedy10_8.html

Tax Loans USA is committed to providing professional service to every single customer in every single transaction. While we cannot always provide a solution in every circumstance, we pledge to communicate and to treat every customer with respect. For more information please call 800.719.4096 or go to http://www.taxloansusa.com/contact.php

Questions on Texas Property Tax Loans? Tax Loans USA has the answers

How much money will I need to pay my taxes?
Usually none. In most cases, Tax Loans USA will pay all your taxes and closing costs so that you will only need to make your monthly payment on time beginning the following month.
Will an appraisal be required?
No. Tax Loans USA will use the county's tax appraised value in place of an expensive and time consuming appraisal
How long will it take to get my taxes paid?
Usually 6-10 days from the first phone call.
Who can't Tax Loans USA help?
The situations which Tax Loans USA cannot help are taxes on mobile homes, properties with a federal or IRS lien, property owners who are in the process of bankruptcy, property owners who owe less than $2,000 in delinquent property taxes and those whose delinquent taxes total more than 20% of the tax appraised value of the real estate
Are there prepayment penalties?
No. Tax Loans USA customers can pre-pay their loan at any time without penalty. Additionally, all loans are fixed rate loans so that customers do not have to worry about interest rates increasing

Tax Loans USA is committed to providing professional service to every single customer in every single transaction. While we cannot always provide a solution in every circumstance, we pledge to communicate and to treat every customer with respect.  Call us today at 800.719.4096 or apply online at http://www.taxloansusa.com/fullapply.php

Texas Property Taxes...What do I do?

When are taxes due?Tax bills for each year are mailed in October.  Taxes are due upon receipt of a statement. In order to be timely, payment of taxes must be paid in person or postmarked on or before the due date. If you mail payment for your taxes, the envelope must be postmarked not later than January 3^{1st .}




What if I don't receive a tax bill?

If you do not receive a bill, please contact our office or access our for a copy of your bill.
Failure to receive a tax bill does not affect the validity of the tax, penalty, or interest, the due date, the existence of a tax lien, or any procedure instituted to collect a tax (sec.31.01 (g), Texas Property Tax Code).




I received a tax statement but my taxes are paid by my mortgage company. What should I do?Original tax statements are sent to all taxpayers. A duplicate statement will be mailed to your mortgage company if requested by them. If your mortgage company did not request the statement, write your loan number on the statement and send it immediately to the mortgage company.



What happens if I can not pay my taxes by the due date?




If taxes are not paid by January 31^st, penalties and interest will accrue are follows:

IF TAX PAID IN :	ADD					IF TAX PAID IN :	ADD
	PENALTY		INTEREST		TOTAL		PENALTY		INTEREST		TOTAL
FEBRUARY	6%	+	1%	=	7%	MAY	9%	+	4%	=	13%
MARCH	7%	+	2%	=	9%	JUNE	10%	+	5%	=	15%
APRIL	8%	+	3%	=	11%	JULY	12%	+	6%	=	18%

Penalty reaches a 12% maximum and interest will increase 1% each month thereafter.

Personal property and mobile home accounts not paid in full by March 31^st of the year in which they become delinquent will be referred to the delinquent tax attorney for enforced collection, and will incur an additional penalty equal to 15% - 20% of the total taxes, penalties, and interest due.

All real property accounts not paid in full by June 30^th of the year in which they become delinquent will be referred to the delinquent tax attorney for enforced collection, and will incur an additional penalty equal to 15% - 20% of the total taxes, penalties, and interest due.

Who is responsible for paying taxes?State law automatically places a tax lien on property on January 1 of each year to ensure that taxes are paid. The person who owns or acquires a property on or after January 1 of the tax year is personally liable for the tax. A person is not relieved of the obligation because he no longer owns the property. (Sec. 32.07, Texas Property Tax Code).

Have Questions? Call The Texas Property Tax Lending Experts, Tax Loans USA at 800.719.4096 or go to http://www.taxloansusa.com/

Tax Loans USA Can Help

Each year, thousands of people find themselves unable to pay their property taxes on time. So what do you do? Go past due.... incur collection and attorney fee's? Risk possible foreclosure? No. Tax Loans USA approves 90% of applications and once approved, your property taxes are paid in full with NO OUT OF POCKET expenses. If the property owner meets the simple qualifications your loan is approved. Tax Loans USA will verify delinquent property tax amounts and prepare preliminary loan documents to be sent by e-mail or postal mail to the property owner(s). This usually takes only 1 day. Tax Loans USA will arrange a time for a notary to meet with property owner to sign closing documents. Tax Loans USA will prepare and pay off all the delinquent property taxes owed. Tax Loans USA offers 5, 10, and 15 year terms with no prepayment penalty. This allows the taxpayer the flexibility to fit the payment plan that works best for their individual situation. Tax Loans USA customers can manage their money with a low minimum monthly payment, pay additional principle or pay the loan off at any time without penalty. Tax Loans USA is committed to providing professional service to every single customer in every single transaction. While we cannot always provide a solution in every circumstance, we pledge to communicate and to treat every customer with respect.

Call Tax Loans USA at 800.719.4096 or apply online at http://www.taxloansusa.com/fullapply.php

Texas Property Tax Time

As you may know...Tax bills were sent out in most counties in early October.
In most cases, the deadline for paying your property taxes is Jan. 31. Taxes that remain unpaid on Feb. 1 are considered delinquent. Penalty and interest charges are added to the original amount.
Most property owners pay their property taxes before the year's end so they can deduct the payments from their federal income taxes. If you haven't received a tax bill because the ARB is still reviewing a protest on your property, you may make a conditional tax payment. You must pay either last year's tax amount for the property or the taxes due on the ARB order, whichever sum is less. Once the ARB sets a value, the tax collector will send you either a supplemental tax bill or a tax refund.
Check with the tax collection office on local payment options that may be available, such as:

• discounts, if you pay your taxes early;
• split payment of taxes, allowing you to pay half your taxes by Nov. 30 and the remainder by June 30 without any penalty;
• partial payment of your taxes;
• payment by credit card, with an additional fee of up to 5 percent;
• escrow agreements for a special year-round account; and
• work contracts, in lieu of paying taxes, for certain taxpayers doing certain duties.

installment payments for homestead taxes for persons aged 65 or older years of age or disabled are available to any taxpayer who qualifies. For more infomation please go to State of Texas Website at http://www.window.state.tx.us/taxinfo/proptax/remedy10/remedy10_8.html